Iowa Paycheck Calculator 2026

Estimate your 2026 take-home pay in Iowa after federal, state and FICA taxes.

Iowa Tax & Pay Facts (2026)

State income tax 3.8000% flat
Minimum wage$7.25/hr
Cost of living index90.3
Overtime1.5x over 40 hrs/week

Salary Examples in Iowa

Gross salaryFederalStateFICATake-home
$40,000 $2,620 $1,520 $3,060 $32,800
$60,000 $5,020 $2,280 $4,590 $48,110
$80,000 $8,770 $3,040 $6,120 $62,070
$100,000 $13,170 $3,800 $7,650 $75,380
$150,000 $24,734 $5,700 $11,475 $108,091

Take-Home Pay by Pay Period in Iowa

How much lands in each paycheck depends on how often you are paid. Based on an $80,000 salary in Iowa — about $62,070/year after federal, state and FICA taxes — here is the estimated take-home for each common pay frequency:

Pay frequencyPaychecks / yearTake-home each
Weekly 52 $1,194
Bi-weekly 26 $2,387
Semi-monthly 24 $2,586
Monthly 12 $5,173

Weekly pays 52 checks a year, bi-weekly 26, semi-monthly 24 and monthly 12. Amounts are before any post-tax deductions such as health premiums or 401(k) contributions.

Frequently Asked Questions

Does Iowa have a state income tax?

Yes. Iowa has a flat state income tax of 3.8% in 2026, on top of federal income tax and FICA.

How much is taken out of my paycheck in Iowa?

Federal income tax, Social Security (6.2%), Medicare (1.45%) and Iowa state income tax. Most workers keep around 68–80% of gross pay — use the calculator above for your exact take-home.

What is the minimum wage in Iowa?

The minimum wage in Iowa is $7.25 per hour (2026).

Is this also a payroll, salary, and wage calculator for Iowa?

Yes. A paycheck calculator, payroll calculator, salary calculator and wage calculator all answer the same question — how much of your pay you keep after taxes. It works for salaried and hourly workers alike: pick Annual salary or Hourly wage above. For an hourly wage, enter your rate and hours per week and it annualizes automatically (for example, $25/hour × 40 hours × 52 weeks = $52,000 a year).

How much is take-home pay per paycheck in Iowa — weekly, biweekly, or monthly?

Divide your annual take-home pay by the number of paychecks you receive: 52 for weekly, 26 for biweekly, 24 for semi-monthly, or 12 for monthly. For example, $60,000 of net pay a year is about $1,154 weekly, $2,308 biweekly, $2,500 semi-monthly, or $5,000 monthly, before any post-tax deductions such as health premiums or 401(k) contributions.

How much Social Security and Medicare tax is withheld in Iowa?

FICA is the same in every state: Social Security is 6.2% on the first $184,500 of 2026 wages, and Medicare is 1.45% on all wages (an extra 0.9% applies above $200,000). Together that's 7.65% of pay up to the Social Security wage cap — on top of federal and any Iowa state income tax.