Take-Home Pay Calculator

Estimate your net paycheck after federal, state and FICA taxes.

Frequently Asked Questions

How much of my paycheck goes to taxes?

Most workers keep about 70–85% of gross pay. Everyone pays federal income tax (10–37% on a sliding scale), Social Security (6.2%) and Medicare (1.45%); state income tax adds another 0–13% depending on where you live.

What is the difference between gross pay and net pay?

Gross pay is your salary before any deductions. Net pay (take-home) is what actually reaches your bank account after federal, state and FICA taxes and any pre-tax deductions.

Which states have no income tax?

Nine states tax no wage income in 2026: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming.