Capital Gains Tax Calculator

Estimate federal tax on your capital gains for 2026 — long-term (0/15/20%) or short-term (ordinary rates).

Frequently Asked Questions

How are long-term capital gains taxed in 2026?

At 0%, 15% or 20% depending on your total taxable income — much lower than ordinary income rates.

What is the difference between short and long-term capital gains?

Assets held more than a year get the lower long-term rates; held a year or less, gains are taxed as ordinary income at your regular bracket.

What is the 0% capital gains bracket?

Single filers pay 0% on long-term gains while total taxable income stays under about $49,350 in 2026.